![]() Leslie Shuffleton, a personal trainer in Palm Desert, California, had no other debt besides a mortgage payment heading into the pandemic. Delinquency rates are climbing rapidly as a result. Now, the share of Americans’ wages that they’re putting toward interest payments for things like cars and credit cards is at levels not seen since 2007 - and not too far from all-time highs. ![]() For years, credit has been relatively easy to come by in the US, helping Americans buy big-ticket items like cars and homes while also keeping a lid on monthly interest payments. 20, gasoline remains a strain on household budgets - especially given prices are still nearly $1 higher than the five-year average leading up to the pandemic.īorrowing costs, too, have become more expensive. Even so, at $3.31 a gallon nationally as of Nov. ![]() One routine purchase where many consumers are getting some reprieve as of late is gasoline, with prices falling steadily since mid-September after soaring to around $5 a gallon last year, according to the auto association AAA. Nearly 40% of Americans have delayed or skipped needed health care in the past year because they couldn’t afford it. Along with paying higher prices to visit the dentist or the hospital, data from an annual KFF survey showed the average employer-sponsored health insurance premium jumped to almost $24,000 this year. Health care, already expensive in the US, has become even more so.
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